It appears that without much fanfare the Isis Mobile Wallet has just expanded from the initial test markets of Austin and Salt Lake City to a nationwide rollout - at least for AT&T and American Express customers.
Originally announced on July 30 this year, the nationwide rollout of this NFC-based mobile payment system was revealed to be planned for "later this year". Apparently that day is today, since I was able to go to an AT&T store in New York City this morning and replace my original SIM card with a new SIM card with "Secure Element", which is a prerequisite for the Isis Wallet app. Once that SIM card was installed in my Samsung Galaxy Note 3, the Isis Wallet App (downloaded from the Google Play Store) allowed me to add my American Express card to my mobile wallet:
Registering a new account with the Isis wallet app took a few minutes, as did activation of the credit card in the wallet, which required logging into my American Express account, but once that one-time setup process is complete, starting up the app is fast and you can secure the app with a customary PIN code and can pick how many minutes the app will allow access until the PIN code is required again.
You can also use the Isis website to find out where you can use the Isis wallet today and it is pretty much any cashiers' credit card terminal that shows one of these contact less payment symbols:
I was pleasantly surprised that in Manhattan there are literally thousands of stores already supporting the Isis wallet and I did my first test purchase at a Walgreens at Union Square. The checkout process worked smoothly, I just waved my Galaxy Note 3 at the contactless scanner while the Isis app was up, and the NFC chip in my phone transmitted the payment information to the checkout terminal, which processed my payment.
I've waited for NFC chips to be available in our smartphones for quite a while and it is a great pleasure to see mobile payments finally becoming a reality! Now we just need more stores to use contactless credit card terminals so I can finally leave my real wallet at home and use my mobile wallet everywhere!